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Unlike most financial professionals, Grant, Ben, and Ron Olson have
never wanted to work with only the wealthy. Therefore they intentionally structured R.O.I. so they could afford
to work closely with a select number of middle and upper middle class clients. Working close with R.O.I.’s clients
results in clients becoming long term friends.
R.O.I. believes clients should not have to wonder what is motivating their advisor,
so R.O.I. practices full disclosure and minimization of conflicts of interest. R.O.I. believes it has designed a compensation
structure that is in the best interest of clients because it: (1) Fully discloses all compensation relative to a client; and,
(2) Minimizes conflicts of interests by financially motivating R.O.I. to do what is in the best interest of the client (see
Fee Structure ).
Comprehensive Financial Planning and Active
Investment Advisory services involve goals. The vehicle
(like a car or truck) that transports clients to successfully reaching goals are Comprehensive Financial
Planning services (e.g., Budget and Taxes, Kids'/Grandkids' Goals, Retirement, Long Term Care, Disability, Death, Estate,
Business, and Asset Protection Planning, see Services). The engine
that drives the vehicle is Active Investment Advisory services. Everyone’s financial plan and
corresponding investments are different (e.g., everything from an "economy car" to a "Suburban"), and clients financial plans
and thus investments need to change as they progress through life. Like an engine, investment management needs regular, quality
servicing and refueling to get the most out of it, while financial planning aspects are like the rest of a vehicle which
do not require service as often.
R.O.I.’s job is to use its best efforts, with clients’ cooperation
and participation, to keep their entire Comprehensive Financial Plan performing as needed and targeted towards
their goals. Therefore, R.O.I. performs regular and specific Active Investment Advisory services throughout
the year to keep the "engine" functioning properly under current conditions, and, at least annually, reviews, updates and/or
implements Comprehensive Financial Planning services as needed (see Communications and Services ). |
