No one knows what’s going to happen in the Middle East on a day-to-day basis; it makes sense from investment point of view to look ahead a bit.  When this conflict calms down, what do we think the markets will do?    Eventually the hostilities will dimmish and traffic through the strait to Hormuz will start to normalize.  We expect interest rates to fall.  The 10-year Treasury note, which effects borrowing costs across the economy has jumped on concerns of inflation risk from

Recently, oil and global markets have been nervous as a major military operation against Iran continues.  We expect markets to continue to be volatile for the foreseeable future.  Inflation also continues to be a problem.    Geopolitical events happen frequently in today’s world, usually with minimal disruptions to US equities and we don’t expect a major negative effect on the US economic outlook.  The effect of Middle East disruption on the US economy is not what it once was

Smart Retirement Planning Tips for Utah Families Planning for retirement can feel like a big task—but with the right strategy, it becomes a roadmap rather than a mystery. Whether you're in your 30s and just starting to plan, or in your 60s and preparing to retire, here are essential steps every Utah family can take to build a secure future. 1. Know Your Retirement Number Before you can retire comfortably, you need to understand how much you’ll need to support your desired lif

One month in, the outlook remains encouraging .  The U.S. economy continues to demonstrate steady expansion, supported by resilient consumer spending even amid a cooling labor market, moderate inflation levels, and evolving Federal Reserve policy adjustments. Despite ongoing tariff pressures, overall fiscal measures, global trade dynamics, and economic momentum have outperformed many earlier forecasts. Consumers are holding firm, maintaining robust spending patterns despite s