Recently, oil and global markets have been nervous as a major military operation against Iran continues.  We expect markets to continue to be volatile for the foreseeable future.  Inflation also continues to be a problem.    Geopolitical events happen frequently in today’s world, usually with minimal disruptions to US equities and we don’t expect a major negative effect on the US economic outlook.  The effect of Middle East disruption on the US economy is not what it once was

Smart Retirement Planning Tips for Utah Families Planning for retirement can feel like a big task—but with the right strategy, it becomes a roadmap rather than a mystery. Whether you're in your 30s and just starting to plan, or in your 60s and preparing to retire, here are essential steps every Utah family can take to build a secure future. 1. Know Your Retirement Number Before you can retire comfortably, you need to understand how much you’ll need to support your desired lif

One month in, the outlook remains encouraging .  The U.S. economy continues to demonstrate steady expansion, supported by resilient consumer spending even amid a cooling labor market, moderate inflation levels, and evolving Federal Reserve policy adjustments. Despite ongoing tariff pressures, overall fiscal measures, global trade dynamics, and economic momentum have outperformed many earlier forecasts. Consumers are holding firm, maintaining robust spending patterns despite s

How Much Does a Financial Planner Cost in Lehi? If you're thinking about hiring a financial advisor, one of your first questions is likely: “How much is this going to cost me?”  That’s a smart question—and one that deserves a clear answer. Unfortunately, many advisory firms make it hard to get a straight one. At ROI Wealth Management, we believe cost transparency is essential to trust. So let’s break it down. Understanding Different Pricing Models Not all financial planners c