Financial Planner vs. Financial Advisor: What’s the Difference? If you're confused about whether you need a financial planner or a financial advisor—you’re not alone. These terms are often used interchangeably, but they’re not identical. Understanding the difference can help you make a smarter choice for your financial future. What Is a Financial Advisor? "Financial advisor" is a broad term. It can apply to professionals who help you manage money in various ways—investment br

Fee-Only Financial Advisors If you're exploring financial planning options, you've likely heard the term "fee-only financial advisor."  But what does that really mean—and why does it matter for your financial future? Simply put, a fee-only advisor is compensated directly by you  for their advice and services. They don’t receive commissions or kickbacks from insurance companies or investment providers. That means their only financial incentive is to give you advice that serves

In November, domestic stock markets were unusually volatile.  Market action in the short period between November 12 and the month-end is a perfect example, with the S&P 500 index declining from 6,851 to 6,539 and then back again.  A major reason for the herky-jerky price patter was the lack of economic data caused by the recent government shutdown.  As we said last month, reports on jobs, inflation, and consumer spending are the lifeblood for investors, especially the profess

If you’re searching for a financial advisor in Utah County , chances are you’re not just looking for someone to manage your money—you’re looking for someone you can trust with your future. And with so many options out there, how do you separate the advisors who just want to sell you something... from the ones who will actually walk with you to and through retirement ? Here’s a step-by-step guide to help you choose a financial advisor in Utah County that aligns with your goals