Recently, oil and global markets have been nervous as a major military operation against Iran continues.  We expect markets to continue to be volatile for the foreseeable future.  Inflation also continues to be a problem.    Geopolitical events happen frequently in today’s world, usually with minimal disruptions to US equities and we don’t expect a major negative effect on the US economic outlook.  The effect of Middle East disruption on the US economy is not what it once was