No one knows what’s going to happen in the Middle East on a day-to-day basis; it makes sense from investment point of view to look ahead a bit.  When this conflict calms down, what do we think the markets will do?    Eventually the hostilities will dimmish and traffic through the strait to Hormuz will start to normalize.  We expect interest rates to fall.  The 10-year Treasury note, which effects borrowing costs across the economy has jumped on concerns of inflation risk from